Referral Partner Program — Instant Approval

Turn Denied Clients Into Closed Deals

When a client's credit is holding up your deal, send them our way. We fix their credit in 6–8 weeks and send them back ready to buy, finance, or qualify.

127+
Avg pts added
94%
Success rate
6–8 wks
Avg timeline
500+
Active partners
LiveRyan M. (Real Estate) just referred a new client
127+
Avg points added
41 avg
Items removed
94%
Dispute success rate
6–8 wks
Typical timeline
RESPA-Compliant
For RE & Mortgage
Instant Approval
No waiting period
Cash Payments
App, Venmo, PayPal
94% Success Rate
Dispute resolution
6–8 Week Results
Avg turnaround
500+ Partners
Nationwide network

Two Ways to Partner — Both Pay Off

Pick the track that fits your profession. Either way, your clients come back ready to close.

Track 1 — Get PaidCash Referral Fees

You send us a client. When they complete our program, you get paid a referral fee — cash, no strings. No reciprocal obligation. Just a direct payment for every client you refer.

Auto Sales Professionals
Business Loan Officers
Insurance Agents
Other Professionals
Start Earning Referral Fees
Track 2 — ReciprocalWe Send You Clients Too

You send us clients who need credit help. Once they're credit-ready, we refer them back to you to close the deal. A true two-way partnership — RESPA-compliant for real estate and mortgage professionals.

Real Estate Agents
Mortgage Loan Officers
Apply for Reciprocal Partnership
Partner Stories

What Our Partners Say

Real professionals. Real results. Real referral income.

"I had a buyer sitting on the sidelines for 8 months because of her credit. I referred her to A+ and 7 weeks later she was back in my office signing a purchase agreement. That's a $340K deal I would have lost."

Ryan Mitchell
Real Estate Agent, Dallas TX

"Three of my customers couldn't get financed. I sent them all to A+. Two came back approved within 6 weeks. I closed both deals and got a referral check for the third. This program is a no-brainer."

Tyler Brooks
Auto Sales Manager, Houston TX

"My clients were getting denied for business loans because of personal credit issues. A+ cleaned up the reports fast. I've referred 11 clients and every single one came back fundable. My close rate went up 40%."

Stephanie Harmon
Business Loan Officer, Chicago IL
Simple Process

How It Works

01

You apply in 2 minutes

Fill out the form below. You're approved instantly and get your referral link right away.

02

Share your link

When a client has a credit issue, send them your link. It looks like a regular page — no tracking visible to them.

03

We handle everything

Your client books a free strategy session. We fix their credit. You get notified when they submit.

04

Your client comes back ready

Once their credit is repaired, they're ready to buy, finance, or qualify — and they remember who sent them.

Real Client Results

Your Referrals Come Back Like This

These are real outcomes from clients referred by partners just like you.

David K.
Referred by Auto Dealer
7 wks
541
Before
+177
718
After
23 negative items removed
Sarah M.
Referred by Mortgage Officer
8 wks
498
Before
+174
672
After
38 negative items removed
James T.
Referred by Insurance Agent
6 wks
562
Before
+172
734
After
19 negative items removed

Apply to Partner

Takes 2 minutes. You're approved instantly and get your referral link right away.

Instant approval. Your referral link arrives in your inbox within 60 seconds.

Common Questions

Ready to Stop Losing Deals to Bad Credit?

Apply in 2 minutes. Get your referral link instantly. Start sending clients today.

Apply to Partner — Free